Saturday, June 13, 2009

Guarantee of travel insurance

Now we talk about Guarantee of travel insurance
Travel insurance reviews
Travel insurance policies include something called a “free-look” period

Most travel insurance policies include something called “free-look” period, which gives you a certain amount of time to return the policy for a refund. This allows travelers to purchase the plan they like, and spend some additional time reading through it and finalizing their decision.

Most free-look periods are between 10-15 days

Most policies offer a free-look period of between 10-15 days. This means you can buy the policy, return it for any reason (within that time), and receive a premium refund. There may be some small administration fees, but they are usually only $3-$5, and it is well worth the peace of mind knowing you can take your time reading through the coverage.

There are a few conditions of using a free-look refund

If you return the policy for a refund within the free-look period, you will receive that refund pending the following conditions:

you must return the policy prior to departure
you have not made any claims on the policy
Compare quotes for travel insurance using a comparison site

Several sites let travelers compare quotes for all different travel insurance policies at the same time, just like Expedia.com lets you compare airfares. We like recommending Squaremouth.com because their site is very easy to use, makes policy selection simple, and they have a “zero-complaint” policy for companies they work with.

Source:www.travelinsurancereview.net

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How to finding the right travel insurance

Now we talk about How to finding the right travel insurance
Travel insurance reviews
Finding the right travel insurance can be difficult. There are many products to choose from, and all travelers have different needs. This simple guide will help you find the right coverage for your trip.

1. Determine your needs

Ask yourself this question and write down the answer:

“What are my 3 biggest concerns about this trip?”

Some people want to make sure the cost of their trip is covered if they need to cancel, others want their health and medical needs covered by travel medical insurance. Maybe you have a nice new set of luggage to protect, or you heard about the astronomical cost of emergency evacuation.

Everyone looks for travel insurance to cover different needs. You need to determine what your needs are, and find the policy that works best.

For more help understanding travel insurance coverage, check our Travel Insurance 101 guide.

2. Compare all quotes from all companies

This is actually quite easy. Instead of visiting several different websites and getting trip insurance quotes one at a time, use a comparison engine. These work much like Expedia .com, where you put in the trip dates and see all the options from all companies at the same time. Then you can decide based on features.

In our opinion, Squaremouth.com provides the best overall comparison engine. After entering some basic information, you see all the quotes, side-by-side, in a simple format. If you want, you can dive deeper and compare specific plans. When you find the plan that’s right, you can buy it online with a credit card and get immediate confirmation.

3. Match the plan that fits your list

Start looking at the different plans, specifically checking the coverage for the 3 things you wrote down earlier. If the coverage is the same for one area, check that off your list and move on to the next one. If they all offer similar coverage, you can then simply shop based on price.

Some products, however, will offer better or worse coverage than others. If you find a company that offers better coverage in one of your chosen areas, you have a reason to choose them over the rest. This is where price is not a concern, but getting the right coverage is.

Source:www.travelinsurancereview.net

Continue to visit this blog travelinsurances1.blogspot.com to get news and articles about travel insurance reviews

The reputable travel insurance company

Now we talk about the reputable travel insurance company
The reputable travel insurance company

It is important to buy trip insurance from a reputable, trusted company

Whenever you are dealing with the health of you and your family, it is important to find the best company to work with. Travel insurance shopping is especially important, since trip claims can involve both health and safety, and financial losses. Even though there are many reputable companies offering great products, there are other companies who either mislead customers, or just provide poor service.

Check with different online agencies to ensure “trustability”

The Better Business Bureau Online has listings for all different types of businesses, including travel insurance companies. A.M.Best is an insurance-specific database of companies and ratings. You can also visit the US Travel Insurance Association, which lists members of the USTIA.

Use a comparison site that only works with the best companies

The easiest way to make sure you are buying from a good company is to use a comparison site, such as Sqauremouth.com, Insuremytrip.com, or Quotewright.com. All of these companies work with reputable insurers. If, for example, you wanted to compare travel cancellation insurance, a comparison site is a pefect place to start. The website you are reading, in fact, has a strong focus on how to compare travel insurance.

“Zero complaint policy” offers great peace-of-mind

Squaremouth.com even has a “zero complaint policy”. If any one of their customers has a complaint against an insurance carrier that cannot be resolved to their satisfaction, they remove the carrier from the site and no longer sell its products.

Source:www.travelinsurancereview.net

Continue to visit this blog travelinsurances1.blogspot.com to get news and articles about travel insurance reviews

Travelex Travel Insurance Reviews

Now we talk about Travelex Travel Insurance Reviews
Travel insurance Reviews

The Good: As part of the worldwide Travelex Group providing currency exchange services in cities and airports around the world, Travelex is a very recognizable, reputable, and trustworthy brand. Travelex offers several different plans with a variety of benefits and optional upgrades.

The Drawbacks: Website is confusing to use, and getting a quote can take patience. (We recommend using a comparison site for quoting.) The 14 day waiting period for Financial Default coverage is longer than some companies (some only require a 7 day wait)

The Bottom Line: Travelex travel insurance provides solid, trustworthy products with several optional coverages to let you customize your plan. Select a plan that includes coverage for children at no additional cost when accompanied by a covered adult family member. Travelex offers 24/7 travel assistance services, primary coverage and much more

Source:travelinsurancereview.net

Continue to visit this blog travelinsurances1.blogspot.com to get news and articles about travel insurance reviews